Claims Made vs Occurrence Based Policies

29 August 2018

The Different Insurance Policies A consultant operating a business in the construction industry requires numerous different types of insurances to assist in managing the risks associated with professional practice. Why the distinction is so...

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On the Record: Why Good Record Keeping is Vital

30 May 2018

Record keeping should be an integral part of everyday practice. Unfortunately, with the fast pace of business, client demands, meetings, and site visits, recording that file note may be the last thing on your...

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Insurance Requirements for Design Professionals

30 May 2018

Risk is part of the day to day running of any business. Some risks are relatively minor and others can put you out of business pretty quickly. All business should evaluate their risks and...

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Data Breach Notification Statistics ‘frightening’

30 May 2018

The Office of the Australian Information Commissioner (OAIC) released its first quarterly report into notifiable data breaches, which showed 63 reported breaches since the scheme began on 22 February, 2018. This means in its...

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The Pitfalls of Requiring Your Tenant to Insure Your Building

27 February 2018

It is quite common in the commercial property space for the tenant to be responsible for placing the insurance cover on the building they are leasing. This responsibility is passed to the tenant via...

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Notifiable Data Breaches Scheme Commences

27 February 2018

From Thursday 22 February, Australia’s notifiable data breaches (NDB) scheme commenced. The scheme requires notification of unauthorized access to, disclosure of, or loss of information likely to result in harm. The NDB scheme means...

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Finally some Tax relief on Insurance Premiums

27 February 2018

Taxes and duties on insurance premiums have always been a contentious issue. Most insurance products are subject to GST, most states still charge a stamp duty on insurance products and NSW and Tasmania still...

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Working Abroad

27 November 2017

Australian Architectural practices contemplating expanding their operations overseas could find themselves exposed to serious compliance breaches should they not have the correct insurance cover in place. When a practice expands overseas, it is quite...

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The Sharing Economy and Insurance

27 November 2017

If you sublet your apartment on Airbnb to a guest who damages it, will your home and contents insurance cover the damage? Or if you rent your car to a stranger via Australian startup...

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Christmas Parties – The Liability Issues

27 November 2017

A timely reminder for businesses to ensure they create a responsible environment to ensure a successful, enjoyable and claims free Christmas function. The annual work Christmas function is a great opportunity for staff and...

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