Commercial Insurance. We’ve got you covered
Our 50 years of experience have allowed us to understand the risks professionals face and as a result, we can tailor policies to suit the specific needs of the industry.
Elevating your coverage experience
Planned Cover have the experience, knowledge and the Commercial Insurance products to protect you against situations like loss of property and contents, financial loss, interruption to your business, and your personal and professional liability, to name a few.
Professional Insurance is one of the most important investments you can make for your business as it could protect your business from severe financial loss and can be the difference between going under and staying afloat in the case of damages or a lawsuit.
Every business needs some form of General Liability (GL) insurance coverage (also referred to as Public Liability Insurance). GL provides cover for protection in personal injury and or property damage claims made against your business. A typical public liability policy will cover you for your business activities Australia wide. The policy provides cover for legal expenses incurred in defending claims against your business by third parties.
Corporate Travel Insurance, also known as Business Travel Insurance, protects owners and employees travelling locally and abroad for business. It ultimately protects your company against the financial disruption caused by serious accidents, illness and travel delay. Corporate Travel Insurance also provides for business owners and their families travelling together on personal trips.
A Commercial Motor Vehicle Insurance policy is designed to cover costs due to theft and accidental damage to your vehicles used for business purposes. It will also cover you if you damage a third party vehicle or property even when you’re at fault. Cover is available for Cars, vans, utes and light trucks as well as trailers and other mobile machinery.
For many businesses, a bricks and mortar asset will be the most valuable asset they will own and can be a source of stress when loss or damage occurs. Property Insurance can be in the form of a Business Package, Industrial Special Risks (ISR) or Strata policy amongst others, dependant on the use, and value of the property.
Contract Works is an ‘all risk’ policy designed to protect a contract during construction and has both Material Damage and Liability cover. The policy is available as single project or on an annual basis. The Single Project Policy will provide cover for a specific project, with the annual policy covering all projects for 12 months.
An equipment insurance policy will provide cover for loss and damage to your transportable items such as your Survey equipment, Mobile electronic, Photographic, diagnostic and measuring equipment. Equipment insurance helps by ensuring your equipment is repaired or replaced as soon as possible, allowing you to continue operating.
Whether you have one item or a fleet, Contractors Plant & Equipment is a must to ensure the continuity of your business following loss to or damage of your items. Unlike a motor policy, Contractors Plant & Equipment provides several insurable sections that can be customised to fit your needs.
Explore our risk solutions
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Building your
At Planned Cover, we offer risk cover tailored and planned for your profession. Through a full circle of support, we offer industry leading advice, insurance and representation for profession-specific protection in the built environment industry.
We know protection and we are professionals at it.
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