Commercial Insurance

Professional Indemnity Insurance

Professional Indemnity insurance is intended to protect a professional if sued for a financial loss resulting from their advice and/or professional services. Anyone who can give another person advice and/or services of a skillful nature in accordance with an established discipline might be regarded as a professional.

Decades of specialising in Professional Indemnity (PI) insurance, and working closely with a variety of construction & design professionals has placed Planned Cover in a unique position in the market that other brokers cannot readily match. Not only will Planned Cover work with you to help secure the best PI coverage available, Planned Cover also has a wealth of information and advice to draw upon designed to help professionals establish a suitable risk management strategy for their business.

The following professionals and associated disciplines are examples of the types of professions that Planned Cover regularly provide insurance assistance to:

  • Architects
  • Building Surveyors/Private Certifiers
  • Designers
  • Draftspeople
  • Engineers
  • Landscape Architects/Designers
  • Planners
  • Surveyors

Common questions on indemnity


Case Study

Architect engaged to provide full services.  Dwelling on block sloped downhill from street front.  Lower ground floor to be cut into hillside.  During building permit process, Council instructed Architect to move building location 1500mm down the block.  Architect noticed lower ground floor walls appeared to be higher than should be.  Error made in calculating revised set out of building.  Discrepancy of 1400mm.  Contractor stopped work.  Architect sought amended permit from Council either allowing structure as built or with modified lower height ground wall design.

Council refused amendment.  Part of the building had to be demolished and rebuilt.  Matter settled by the PI insurer for $125,000.  PI insurer obtained contribution of $20,000 from the building surveyor.


Success stories

  • Knight Frank Valuation & Advisory

    Nick​​​​ Bell - Partner

    The advice and service provided by Cos and his team is exceptional. Apart from industry knowledge expertise, the additional value-add offerings around risk management are well received.

  • Oxigen

    James Hayter - Director

    Oxigen continues to enjoy a productive relationship with Planned Cover that has supported our practice for over 25 years and in ways that extend beyond the provision of insurance cover and professional advice. The Planned…

  • FK

    Mark Murphy - Managing Partner

    The Planned Cover relationship supports our high standards of design and project delivery performance by partnering with the FK board and leadership team on various risk mitigation strategies and by tailoring insurance solutions that adapt…

  • Ashton Associates

    Mark Ashton - Director

    The service provided has been exceptional and the Perth Office has always been there for us obtaining competitive quotes, improving our insurance understanding through seminars, and providing advice on those complex service contracts.


    Bryce Dodd - Managing Director

    Planned Cover, led by Marie and the team, has been our trusted insurance provider for over two decades. Their prompt, professional service and expertise in professional indemnity and public liability insurance have been invaluable to…

  • Ashburner Francis

    Brian Kenny - Managing Director

    Our partnership with Planned Cover has been ongoing for many years, and offers peace of mind by helping us navigate the complex world of professional insurance.

  • CMP Consulting Group

    Greg Chalmers - Director, CMP Consulting Group

    Planned Cover has provided CMP’s Professional Indemnity for almost the entirety of our 15-year history.  We have found their staff to be friendly, proactive and helpful in getting comprehensive policies in place for a reasonable…

  • GRC

    Andrew Brady - Managing Director

    With a myriad of services, clients and sectors that GRC covers, the team at Planned Cover has been instrumental in sourcing insurance that meets our ever-evolving business by knowing how we operate and how we…

  • Covey Associates

    Kevin Covey - Director

    Covey Associates has been using Planned Cover for their Professional Indemnity Insurance needs for over 20 years. Thanks to Marie Bailey’s exceptional customer service and personalised approach, along with her extensive knowledge of all thing’s…


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