Personal Insurance. We’ve got you covered
Please note, Planned Cover partner with Steadfast Life Pty Ltd to create Planned Life Cover, a division that sells life insurance products to our clients. Any services provided to you by Planned Life Cover are done so under Steadfast Life’s Australian Financial Services Licence no 421904.
Elevating your coverage experience
Life Insurance Services
Life insurance provides a lump sum payment to a nominated beneficiary in the event of death. The concept of the cover ensures that one’s family is not disadvantaged financially should the life insured not be around to provide ongoing support.
Group Salary Continuance
Group insurance is a single policy that allows many members of an organisation (usually an employment group) to purchase an insurance policy with competitive wholesale premium rates, offering minimal or no medical underwriting and simple administration provided by your broker.
Income Protection Insurance
Income Protection Insurance, sometimes called Salary Continuance, is designed to help make ends meet if you’re unable to work due to sickness or injury. The premiums paid for Income Protection Insurance are usually tax deductable.
Total and Permanent Disability Insurance
This cover is designed to provide a lump sum if the insured is diagnosed as being unable to work again due to sickness or injury. The benefit can be used to cover medical costs, make necessary renovations/alterations to one’s home or supplement personal income.
Key Person Insurance
Key Person (also known as Keyman) Insurance is an important part of any business insurance plan. It provides funds to keep a business financially stable if a key person suffers an unexpected critical illness, permanent disability or sudden death.
Trauma Insurance
Trauma Illness Insurance, sometimes called Critical Illness Insurance, provides a lump sum payment when a specified illness or injury occurs. This type of cover is designed to help with the financial impact by things like a heart attack, stroke, cancer, or other life-threatening conditions.
Buy Sell Insurance
Buy/Sell Insurance (or Partnership Buyout Insurance) provides the funds needed for business partners to purchase a business share from a departing co-owner in the event of death or total and permanent disability. This will help the remaining partners to ensure they can acquire the departing owner’s share so the business can continue running with minimal disruption.
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Explore our risk solutions
Building your
At Planned Cover, we offer risk cover tailored and planned for your profession. Through a full circle of support, we offer industry leading advice, insurance and representation for profession-specific protection in the built environment industry.
We know protection and we are professionals at it.
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