Commercial Motor Vehicle Insurance
Cover designed to keep your business motor vehicle on the road.
If you use vehicles as part of your everyday business operations, commercial motor vehicle insurance can help cover the costs incurred due to accident involving, or theft of, your vehicle.
Elevating your coverage experience
Most commercial motor vehicle insurance policies offer cover for:
Loss or damage to your vehicle
Replacing or repairing your vehicle following specified events.
Damage to third - party property
Legal liability in relation to property damage caused by the use of your vehicle.
Hire costs following fire and theft
Help with the cost of a hire vehicle until your vehicle is recovered or repaired (sub limits apply)
Emergency vehicle hire
Limited cover if your vehicle is damaged and cannot be driven.
Limited personal property
Personal property stolen from your locked vehicle or damaged in a collision.
Accessories (sub - limited for unspecified items)
some insurance providers will also cover an EV wall charger, charging cable and charging accessories, including wall mount for your electric vehicle.
Tools of Trade
Limited cover for your tools if they are stolen by violent and forcible entry to your locked vehicle.
Towing Costs following accident or theft
Towing Costs following accident or theft
Removal of basic excess for windscreen claims
available with selected insurance providers.
Building your
At Planned Cover, we offer risk cover tailored and planned for your profession. Through a full circle of support, we offer industry leading advice, insurance and representation for profession-specific protection in the built environment industry.
We know protection and we are professionals at it.
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